Muratov Bahrom Gulamovich is the Head of the Bank Card Sales Management and Operational Support Center at JSC ‘Aloqabank’. With more than 10 years of experience in the banking sector, he has been actively involved in the development and organization of the bank card business. He has completed training in digital business transformation and applies this expertise in practice, blending classical financial approaches with modern technologies. Under his leadership, modern services and solutions are being introduced for businesses and clients.